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Your Home, Our Hometown Expertise

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Welcome to Southern Mortgage Solutions

With over 15 years of mortgage industry experience, our success is driven by offering competitive rates and, above all, delivering exceptional customer service.. We are committed to treating every client with honesty, integrity, and respect. Our knowledge of the Georgia housing industry allows us to offer quick underwriting times, and allow clients to optimize all of the benefits available to them.

We take the time to understand your unique needs so that one of our experienced loan officers can provide you with the best financing solutions. We are proud to have helped many individuals and families secure mortgage financing, enabling them to find, keep, and afford their dream homes.

How may we help you?

I want to see some loan scenarios

Great! you can fill out loan questionnaire and one of loan officers will connect with you.

I want to get a preapproval

Please go to our secure online application so we can get you started!

I am looking for general information

You have come to the right place! We post articles every week on our blog that are very educational.

Use our mortgage calculator to see some loan scenarios

Affordability
Purchase
Refinance
Rent Vs Buy
Veteran Affairs
Veteran Refinance
Debt-Service (DSCR)
Fix & Flip
Screenshot of an online mortgage affordability calculator with fields for income, debts, and expenses. Results show monthly mortgage, loan amount, payment breakdown, loan details, and a summary analysis on the right.

Start a discussion about your mortgage needs today!

We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.

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Purchase or Refinance

Visit our blog with 100+ articles on important mortgage topics.

Our blog articles are geared towards first-time home buyers and mortgage market news.

As an education based mortgage company we strive to provide helpful information.

Should You Make Extra Mortgage Payments? What to Know

Should You Make Extra Mortgage Payments? What to Know

Paying Down Your Mortgage Faster For many homeowners, making an extra mortgage payment here and there seems like a smart…

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